Monday, September 24, 2012

Credit Unions for Kids

Saving for the future is not just for adults. It is important for children to start learning how to save at a young age. Whether your children are under 12 or over 12 there are credit unions that have options for them.
Perhaps, as parents, you feel it is simply your responsibility to instill these positive habits into your children, and this is the case to some degree. It does not however mean that you should not take advantage of programs available at various places to teach children to save by rewarding them when they do so, and when they have other accomplishments. Some credit unions might offer credits that can be traded in for prizes. For older children, the prizes will likely be different and there will likely be more education involved to teach teenagers how to save for college and perhaps even how to choose a college.
For the younger children, some credit unions might offer credits for report cards. This is a great incentive to do well in school as well as keep up with their savings account. Kids today have much more spending money than kids did 20 years ago. They probably expect a lot more than they did 20 years ago. In order to help kids not to be spoiled by what they have, teaching them to save some of their money is a great option.
It is great that some credit unions offer these programs for young children and teenagers. It will not really mean much though unless you are handling your money wisely as well. No doubt if any banks near you offer programs for kids then they probably have some fairly good savings programs for adults.
Perhaps you have a big anniversary coming up. Take the time to talk with your husband or wife about where you would like to go. Make a plan, and begin setting money aside today for that special anniversary. Using an online direct deposit is a great way to handle this so that you never notice the money leaving, but it is automatically going where it needs to go. Telling your children about your plan will influence them to do the right thing when it comes to saving money.
If you have not yet joined a credit union in your area, look into it today to find out what they have to offer. You might find some great benefits waiting for you.

Monday, September 17, 2012

Elevator Service and You

Elevator service is as much about what you do as it is about how the elevator works. Maintenance companies get plenty of service calls about problems taking place in these mechanical moving platforms that would not have to be made if users were equipped with a working knowledge of how best to use this form of transportation in going from one floor to another.
When you are at work, visiting someone in the hospital, going to an appointment, or at the mall, you are probably not giving much thought to how elevators actually work. But knowing the proper usage can save you a great deal of grief, both now as well as in the future.
Knowing what to look for and what to do when you ride in an elevator is important and is something you must learn over time. You should push the buttons you require in a gentle but also firm manner. Use only your finger for this purpose. Do not kick, push, pound or shove the buttons and do not use any other type of device to push it. Doing so can break or damage the buttons and is a definite no-no. Elevator service and maintenance will be required sooner as opposed to later if you do this. This is also considered a misuse of the device.
The buttons may have faces that are made of metal but the internal components are not obvious to the human eye and may be composed of another type of material that is very fragile. Press the button just once and not a number of times. Getting impatient and pressing it numerous times will not make it arrive on your floor any sooner! Doing so will just cause it to wear out quicker.
When you walk into the moving platform, elevator etiquette needs to be observed at all times. Stand quietly as the equipment makes its ascent or descent. You do not want to start wrestling with someone else during the ride or start jumping up and down. Doing so can engage the safety feature and this can result in you and the others getting stuck. After all an elevator is not human but is a machine and as such is not able to distinguish between a malfunction occurring and a passenger who is in an exuberant frame of mind.
If after you first get in the doors take longer to close than you think they should do not attempt to force them closed yourself. Not only can this cause injury to you but it can damage the door and will require an elevator service repair person's expertise to return it to working order. As a passenger what you should do in this case is to push the door close button and see if this does the trick. The doors are on an automatic timer that is set to accommodate able bodied people, as well as senior citizens and those with disabilities.

Monday, September 3, 2012

Choosing an Elevator Company for Maintenance Purposes

Every type of machinery breaks down at some point and the same can be said for elevators. If maintenance is required then you will need the services of a qualified elevator company. It helps to know where to turn and what to do in your time of need.
The best elevator company to call when it comes to anything related to maintenance (in most instances) is the installer or manufacturer of the equipment. As a maintenance provider this professional is tops. As long as the equipment is no older than 5 to 10 years the installer or manufacturer will have access to not just the most suitable parts but also to the technical support that you require.
If the elevator system you have is even older, then the same parts should be available from most maintenance businesses that are found in the industry. What you want to look for in this case is the elevator company that has the most proficient mechanics as well service management that you can depend upon and a service philosophy that coincides with yours.
What else should you look for? You also should look for a superior local and truck parts stocking program. Regardless of what stage in the elevator's lifecycle it is, you want to know that the maintenance and service you are receiving is next to none. Be aware though that the businesses that are capable of the best installations are not always the best choice for maintenance services. You need to shop around to find the best.
To find the best provider for the services you require you should speak with other building managers and owners in your city or town. Get some opinions, ideas and suggestions from others who are more seasoned at this then you. Find out what maintenance businesses other owners turn to and ask about their experiences.
When talking with a representative from an elevator company, it is a very wise idea to ask for references of other properties that have been serviced by the business. It helps to gear the type of references you get to the commercial properties that have equipment that is similar or identical to what is contained in your buildings. Follow up with all references you are given before you sign any documents or choose one service provider to do the job for you. Before you hire a maintenance provider you want to determine if they have the expertise as well as the support to maintain your moving platform in the way you need it to be maintained.
When you do decide upon a business that you wish to hire, ask when you have them on the phone if the mechanic that you received the positive reference about will be the individual who is sent out to do the servicing. Ask questions regarding the anticipated performance and find out if there is a way to get out of the maintenance agreement if you are not happy with it once you have entered into it.